This is an area of a job where you need highly professional and trained people to deal with any kind of fraud while someone is claiming for the insurance pay off. The people who are involved in the detection of such fraudulent must have years of experience as they would have to deal with the private cases of fraud and also with the commercial cases of fraud as well. This is the sole reason why most of the insurance companies that exist are looking to hire people who have the qualifications to handle such cases and in turn they are building an in house team of qualified investigating team to cope up with the huge number of claims.

[b]Number of Fraudulent Cases Is On The Up[/b]

It has been seen that the number of such fraud cases in insurance has gone up considerably. The fraud cases are no longer happening only in home insurances but also on content insurances. This is where people are trying to get more money than they deserve after a fire or a robbery. It has been found out that some people stage a false accident to get the benefits of a motor insurance. The insurance investigation team will make sure that such people never get any extra money by making sure to check every claim even though if the claim is minute when compared to some other claims. A report has shown that one in every ten people to claim the benefits for any kind of insurance is indeed a fraudulent case.

[b]The Investigation Team Works In a Very Systematic Way[/b]

It might be a question that how exactly the insurance companies make sure that a claim is fraudulent and what is the necessary evidence they require in order to prosecute a person making a false claim. The first team an investigator will do is to go through and check the claim of the insurance. By doing so they will be able to decide whether the claim was genuine or indeed a false one. If they have any doubt regarding the authenticity of the claim they will form a covert surveillance operation to get to the bottom of it.

[b]The Things Included In Covert Surveillance Operation[/b]

This is an operation which is most helpful in finding out if the claim is a false one or not. There are many parts of this operation and some of them are static surveillance, covert electronic surveillance and mobile surveillance. The teams are likely to use some unmarked cars and vans and if needed they will also use motorcycles as well. Taking photographs and videos are necessary in some cases if they need to provide evidence when the case needs to be settled in a court. Static surveillance means the team will use the unmarked vans or cars or a building in order to get the photographs for the evidence. All the information will which are collected must be documented in files and in a DVD so that you can use it when needed later.

The covert electronic surveillance operation is a different ball game all together. Here you can install hidden cameras to record when the person in question is going out or coming in. the cameras can be installed whether at his or her workplace or at their home. This workload makes the insurance fraud investigation team a useful asset to the company. The investigative services provided by them are very useful. The insurance companies are also coming up with certified process service and office and home debugging service as well. Also, they can hire a security services agency to take care of all these as well.