Thousand Oaks, CA — The passage of the Affordable Care Act requires that all Americans have health insurance by January 1, 2014. With the rising cost of health care and fewer companies offering paid employee health plans, it has become more and more important to find a health care plan to cover families. Healthinsurancedirect.com is an online resource designed to find the most affordable health insurance for anyone looking for coverage.

Healthinsurancedirect.com works with a number of health insurance providers, including Aetna and Cigna, to give the lowest cost and best benefits. There are a number of health insurance options available for families. With little more than a zip code, healthinsurancedirect.com can provide a quick rate quote. Because of the online automated application process it only takes a few minutes to get a decision on a health insurance rate. Expert insurance agents are available online or over the phone to help customers that need a little extra guidance in selecting the correct level of coverage.

In addition to family and individual coverage, healthinsurancedirect.com is a useful tool for finding group insurance rates for small businesses. When a large number of people buy insurance together the economy of scale lowers the insurance premium for each individual member. Because the members pay as a group, risk factors such as age and gender are not calculated into the cost and each member pays a reduced rate. Small business owners qualify for group insurance rates and enables small businesses to provide coverage to their employees.

Health insurance is not the only insurance offered by healthinsurancedirect.com. Customers may also shop for vision and dental coverage through the website and buy all of their policies from one provider. As a safeguard users can also buy life insurance as a way to protect their families in case of an unforeseen tragedy.

FOR MORE INFORMATION: Visit http://www.healthinsuredirect.com/ or call (866) 420-4683.