How to get short term disability insurance? Step-by-step instructions


Posted January 30, 2020 by shahinc

Short term disability insurance can provide a layer of protection – it offers peace of mind in the face of life’s unpredictability.

 
While short term disability insurance can come as one of the benefits offered by the employer, a small percentage of the employers actually do it. This arises a need for individuals to find their own ways of protecting themselves in a case when they would need short term disability insurance. But because it’s a relatively unknown area to many, you may get confused as to what exactly needs to be filled in, when, and through which company.

That’s why, in order to help you find your way easier, I’ve made a simple 3-step guide to help you get your short term disability insurance to protect you in times of misfortune.

1. Find a provider

Before you start looking at providers outside of your company, ask if there are some short-term disability insurance plans you can get through your employer or a union. It’s a simpler way to have short term disability insurance because the premiums will be deducted from your paycheck and you won’t have to think about paying them every month.

But, if your company or union doesn’t have this option, you can go to the insurance market and find a provider that will help you get the best conditions.

The best way to find yourself a good short term disability insurance is through an agent. An insurance agent will help you compare the insurance rates between different providers and explain why some rates are higher than others. Additionally, agents know how the market works and which companies offer better conditions than others, and will give you the information you need to make a better and a more informed decision.

2. Fill an application form

Once you’ve made a decision on the insurance provider you will use, the next step is to fill out an application form for your short term disability insurance policy. If your employer’s union doesn’t offer these types of services, it can be done through your personal insurance agent.

After you fill out the application, send it to the insurance company to receive information on what the next course of action would be.

3. Pay your premiums

When you’ve finished the process of application and you’ve signed your short term disability insurance policy, you’re all set. All you need to do is pay your premiums regularly. If your short term disability insurance is through your employer, you can ask them to deduct the premium from your paycheck. Otherwise, you’re responsible to make the monthly payments on your own.

To get more information visit: https://short-term-disability-insurance.com/
-- END ---
Share Facebook Twitter
Print Friendly and PDF DisclaimerReport Abuse
Contact Email [email protected]
Issued By ShahInc
Phone 866-866-7081
Business Address 1995 N Park Pl SE Suite 310J Atlanta, GA 30339
Country United States
Categories Insurance
Tags disability insurance , insurance , short term disability coverage quote , short term disability insurance , short term disability insurance quote
Last Updated January 30, 2020