We offer cash loans of up to N2, 000,000, conveniently spread over 3-6 months for customers, and our flexible repayment pattern is specially designed to meet your needs.

O3 Capital Nigeria limited (or O3 Cards) credit cards come in Classic Credit Card, Platinum Credit card and Prestige Credit Card.

Having an O3 Card is compared with having a pleasure box that can cater for unexpected expenses and short-term needs.

O3 Credit Cards give you access to a revolving credit facility. Our cards are NAIRA-denominated cards which can be used locally for cash withdrawals or for payment of goods/services.