Joe Lovrek is an experienced mortgage loan originator operating out of Texas. He has been originating loans for over 20 years now and has a reputation for pulling off complicated loans that other loan officers and mortgage bankers turn down due to time and other constraints.
His basic operating principle is to build a strong relationship with his clients that last well beyond just one loan and result in a strong professional bond. He aims at providing positive solutions to complicated loan challenges and needs. He has a great approval rate for clients that fall just below the industry standard automated approval rate of 620. If a client has a credit score between 580 and 619, has a few trade lines that are good on credit report, no late payments or charge offs in the last 12 months, less than $1,000 in charge-offs or collections total, no judgements, has the standard 3.5%-5% down plus closing costs and 3 months’ payment reserves in the bank or in 401k, he can get them submitted and approved for a home loan.
He deals in many complicated and challenging home loans that his other colleagues refuse to take on. This is further proof of his experience and expertise in the field of home loans and mortgages. Here are some quick facts about the services he offers his clients:

FHA 203k & Homestyle renovation loans:

With these loans you can purchase a house that needs some remodeling or retouching done according to your taste, you can also remodel an existing house that you own and upgrade as a construction refinance. Doing an FHA 203k or a HomeStyle renovation loan is better than doing a Conventional Cash Out loan or a HELOC “Home Equity Line of Credit” loan on your home. In Texas this can cause your home to have an 80% refinance restriction on the deed.

Jumbo VA loans:
Joe Lovrek is experienced in doing VA loans over the VA loan limit of $417,000. A VA loan over the VA loan limit of $417,000 is called a Jumbo VA Loan.

He also handles USDA loans and offers a down payment assistance of up to 6% of the loan amount for borrowers who have the credit ability to get a mortgage but don’t have enough savings.

He is famous for taking up cases that other loan officers usually refuse due to their challenging nature. He makes sure your home loan needs are taken care of properly, keeping in mind any consequences of the process in the future. He lays the facts bare and carries out the process in an efficient and extremely professional fashion with 100% client satisfaction and transparency.

For more information on Joe Lovrek and the loan services he offers, click here to be redirected to his About Me page and Apply http://www.wzurl.me/bAb5Cg

Contact:
Joe Lovrek NMLS# 152577
Senior Residential Mortgage Loan Originator “RMLO”
Cell# 281-300-5260
ENDS