As a leading entity in insurance, Life Care has had a rather rewarding and encouraging experience with providing Super Visa Insurance to its clients and the trust they have shown in them. Saurabh Rattan, the Managing Director at Life Care Insurance & Financial Experts Inc., today stated, "We receive an overwhelming number of calls from clients and most of them are full of doubts and queries. One of our major focuses, thus, is providing the right information to our clients."

Below are a few frequently asked questions and actionable answers as listed by Saurabh Rattan.

What is needed to buy Super Visa Insurance as required for obtaining Super Visa?

It is interesting that though the Super Visa Insurance is meant to cover the parents and grandparents of the sponsor, it is the sponsor who needs to buy the same. Because the parents/grandparents are only visiting, they cannot buy Super Visa Insurance in Canada from their country and they need it before they can get the Super visa. This policy needs to be sent to them along with the letter of intent and other documents needed for Super Visa application. The visa applicant must have this policy in possession before they apply at their country’s Canadian embassy or consulate.

Can you buy the policy after your parents/grandparents arrive in Canada?

No. You must buy the policy before they can even apply for Super Visa. The government of Canada makes it mandatory that the applicant has a valid Super Visa Insurance in Canada to become eligible for visiting Canada under the Super Visa category. This ensures that their medical expenses will be covered as soon as they arrive in Canada, with least burden on the Canadian government or the sponsor.

My parents are visiting for just 6 months. Can I take a policy for just 6 months?

No, again! It is a mandate that the policy period must be one year which shall be renewed only on a yearly basis. Any lesser than that will result in rejection of the visa application. This is effectively reviewed by the embassy as well as the officer on the port of entry to Canada. However, if your parents leave in less than a year, there is a provision of partial refund in case no claim has been made yet. If they, however, return for another visit, a new policy will need to be bought for a period of 1 year.

Is a medical test needed before purchase? Or can the policy be simply bought online?

The policy can be bought online. No medical test is needed. However, you need to be honest in answering the questions in the policy, especially of your parents/grandparents have any pre-existing medical condition just to ensure that there are no complications in the inclusions and exclusions later. Also, read the inclusions and exclusions in the policy documents before you buy it.

If the visa application is rejected, will I get a refund on the Super Visa Insurance policy that I bought?

In the unfortunate event when the visa is denied, you are eligible for getting 100% claim on premium minus some minor administration charges.

What if my parents/grandparents arrive in Canada after the starting date of the policy?

That’s not a grave problem. Super Visa Insurance companies in Canada allow you the change the start date if your parents/grandparents arrive on a later date. Having carved a reputed place for itself in the Super Visa Insurance for Canada, Life Care recommends from its experience. They suggest that reading the policy related documents is of the essence; as is the support of an experienced licensed Super Visa Insurance agent. Life Care ensures that it enables the clients to find and compare the best of options for Super Visa Insurance providers in Canada.

About Life Care

Life Care Insurance & Financial Experts Inc., was founded in 2007 by Saurabh Rattan as an endeavour to offer sound advice and honest insurance and financial services to clients all over Canada. With a large clientele base in India and the middle east, Life Care has been growing gradually for the past 12 years, gaining the trust and reputation it has today in the realm of finance and insurance, especially Super Visa Insurance in Canada. For more details on and insights into Super Visa Insurance in Canada, please log on to

https://lifecareinsurance.ca/
You can visit Life Care at
8500 Torbram Rd,Unit 44,
Brampton Canada,ON L6T 5C6
Toll Free No. : 1.877.495.2525
Phone No. : 905.791.7781
Fax No. : 905.791.7735
Email : [email protected]