Sep 20, 2020, MUMBAI: GOLDpeLOAN is the perfect online platform for all aspects related to gold loans from consultation and queries to EMI calculation and all details of gold loans. They have tie-ups with all major private banks across India. You can gain insight into gold loan online with terms and conditions offered by NBFC’s and banks in your city. The website offers expert advice and details of multiple loan solutions for meeting your need against the pledging of gold.

GOLDpeLOAN is the creation of Naveen Dhawan, who aspires to provide financial help for people in need by pledging their gold. Dhawan has a long and chequered, 15 years of experience in the finance industry. He has provided valuable services to many famous private banks and NBFC’s in both unsecured and secured loan products. He has also in his kitty, experience in working with gold loans with a leading bank.
As the name suggests, GOLDpeLOAN is acquainted with all aspects of loans granted keeping gold as a collateral. This helps them guide customers to find the right NBFC or bank which offers best terms and conditions such as easy processing of loans and competitive interest rates. The company works on behalf of customers and not lenders.

The company offers detailed insight into various products and policies of various NBFC’s and banks for loans against jewellery. They aid you in judging your requirements with regard to interest rates and loan products, provided by NBFC’s and banks. They have tie-ups with all major banks and NBFC’s throughout India, so they can connect you with the best possible options. They strive to provide easy loan processing, straight from application to disbursal.

Many persons face financial emergencies due to various adverse circumstances in life and maybe in want of instant cash. In such cases, gold loans help to combat such crises. Gold loan is a short term secured loan which can be availed by people by pledging their gold assets as collateral security in favour of the bank.
The borrower does not need good CIBIL score for availing the loan. They need only gold assets for the same. The urge to apply Gold loan is popular during financial emergencies as it involves quick approval and processing.

GOLDpeLOAN features gold loans from two banks: HDFC and ICICI. HDFC is a leading bank that was founded in 1994. Its gold loan rate is 9.9% upwards. Processing fee is 1.50% of loan amount. Loan tenure is from 3 months to 24 months. HDFC gold loans are popular because of quick processing, transparency, 100% safety, flexible tenure, special benefits to farmers and no foreclosure charge after 6 months. Gold quality can be of 18 to 22 carats and documents required for gold loan are identity proof and residence proof. Provided all needs are met, loans will be disbursed in 45 minutes.

ICICI bank was formed in 1994. The gold rate offered by the bank is 10% and upwards. Processing fee is 1% of the loan amount. Loan tenure is from 6 months to 24 months. Loan amount ranges from Rs.10,000 to Rs. 1 crore. The loan will be disbursed in 45 minutes after all details are taken care of. Gold ornaments may be of 18 to 22 carats while gold coins must be of 24 carats
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About The Company: GOLDpeLOAN (www.goldpeloan.com) is an online platform for all things related to gold loans in India from products offered by banks as well as expert advice and EMI calculator applicable to gold loans. The website was started by Naveen Dhawan, a much-accomplished veteran of the finance industry