Vector-borne diseases are illnesses, which are caused by viruses, bacteria and parasites that are transmitted by mosquitoes. According to World Health Organization, Malaria causes more than 400 000 deaths every year globally. Similarly, the major vector-borne diseases account for around 17% of all infectious diseases.


Ms Pallavi Roy, Head - Products, IFFCO Tokio General Insurance Company said, “There has been an increase in the number of claims relating to vector-borne diseases. With the rise in medical inflation, the treatment costs for these diseases have also gone up. Hence we have launched the product to provide financial support to our customers."

The insurance plan pays you the sum insured in case the policyholder gets hospitalised for a continuous period of 48 hours due to any of the following seven diseases: 1) Dengue fever 2) Malaria 3) Lymphatic Filariasis 4) Kala-azar 5) Chikungunya 6) Japanese Encephalitis 7) Zika Virus.


The insurance policy is available to an adult between 18 and 65 years of age without any medical tests. For a child, the cover is available from an entry age of 91days to the maximum age of 23 years. The sum insured options are available upto Rs 1 lakh in multiples of Rs 5,000.


For the sum insured of ₹5000 the basic premium for an individual is as low as ₹44 for one year and for the maximum sum insured of ₹1 lakh the premium is ₹876. The policy is also available for the long term period of 2 years and 3 years and the premium is not dependent on age.

The policy offers protection from vector-borne diseases by providing coverage to you and your family members consisting of spouse, children, brothers, sisters, parents and parents in law.

IFFCO-Tokio General Insurance is a 51:49 joint venture between the Indian Farmers Fertilizer Co-operative (IFFCO), one of the world’s biggest cooperative societies that is wholly owned by Indian Cooperatives, and Tokio Marine Group - the largest listed insurance group in Japan. The company was incorporated on 4th December 2000.
IFFCO Tokio General Insurance offers retail products like motor, health, travel, home and personal accident insurance and corporate products like property, marine and liability insurance through its wide distribution network of agents, banks, brokers and its website – www.iffcotokio.co.in.